This page covers how you can use the Debt Settle Now website, and what applies once you ask us to see what you qualify for. Browsing the site or submitting a request means you're agreeing to what's below — worth a few minutes before you do either.
Welcome to Debt Settle Now. Whether you're just browsing, comparing what's out there, or submitting a request to see real offers, using this site at all means you've read, understood, and agreed to everything laid out below.
Before you go further: if any part of this agreement doesn't sit right with you, stop here and hold off on submitting a request.
This site exists for one reason: to help you see what you actually qualify for. Debt Settle Now grants you a limited, non-exclusive, non-transferable right to browse and use the site toward that end, and nothing else. A few things aren't allowed:
Break any of these and we can suspend or cut off your access at our discretion, without advance notice.
Debt Settle Now is not a lender. We don't make lending decisions, and we can't promise approval, an amount, a rate, or terms. What we actually do is route your request to a network of participating lending partners who weigh your income, employment, and overall picture — not just one number — to decide what, if anything, they can offer.
Submitting a request through our site doesn't mean you're approved, and it doesn't obligate any lender to extend an offer. Every lending decision — approval, rate, term, structure — belongs entirely to the lender you're matched with, made under their own underwriting standards and the laws that govern them.
We're a lead generator, not the decision-maker. We may share your request with participating lending partners, and we may be compensated by those partners for the referral. We never charge an application fee.
Everything on this site — articles, tools, guides — is here to inform you, not to advise you. None of it is financial, legal, tax, or investment advice. Before making any decision about a loan, or your finances more broadly, talk to a qualified professional who actually knows your full situation.
We work to keep what's here accurate and current, but Debt Settle Now makes no warranty, express or implied, about its accuracy, completeness, or fitness for any particular purpose. Whatever you act on from this site, you act on at your own risk.
Any amounts, rates, or example scenarios shown on this website are illustrative, not binding offers. What you're actually offered, if anything, is decided by individual lenders based on your income, employment, credit profile, and their own underwriting criteria at the time you apply.
Our site connects with, and may reference, third-party lenders, service providers, and outside websites. Debt Settle Now isn't responsible for the accuracy, practices, security, or content of any third party. Any agreement you enter into with a lender exists strictly between you and that party.
Before accepting an offer or moving forward with a lender, take the time to review their own terms, rates, and privacy policy.
To the fullest extent the law allows, Debt Settle Now and our officers, directors, employees, agents, and successors aren't liable for any indirect, incidental, punitive, special, or consequential damages — including lost revenue or data — arising from:
These terms are governed by the laws of the State of [State], without regard to its conflict-of-law provisions. Any dispute arising from or related to these terms falls under the exclusive jurisdiction of the courts of [County], [State].
We may update these terms from time to time. Continuing to use the site after a revision means you accept the updated version — the most current terms will always be available on this page.
Questions about this agreement, or anything else? Our team is easy to reach:
Important Lending, Financial Services, E-SIGN & Telephone Consumer Protection Act (TCPA) Disclosures
Lead Generator & Service Disclosure: Debt is a marketing lead generator and referral network and is not a lender, law firm, CPA firm, or government agency, does not make credit or lending decisions, and cannot guarantee approval, loan amount, settlement outcome, rates, or terms. We connect applicants with participating Financial Services Companies and Direct Buyers / Resolution Desks and may share your application information with them; we may be compensated by participating partners for this service. We do not charge an application fee. Programs and loans are not available in all states, and amounts, rates, and terms vary by state and provider.
TCPA Prior Express Written Consent (47 U.S.C. § 227) & E-SIGN Disclosure: By checking the consent box and submitting a request on this website, you provide your electronic signature under the E-SIGN Act and grant prior express written consent under the Telephone Consumer Protection Act (TCPA, 47 U.S.C. § 227) authorizing Debt and its designated Marketing Partners (along with participating Financial Services Companies and Direct Buyers / Resolution Desks) to contact you at the telephone number (including wireless/mobile numbers) and email address provided via recurring marketing, promotional, and informational calls and SMS/MMS text messages using an automated telephone dialing system (ATDS), artificial or prerecorded voice, AI-generated voice, or ringless voicemail, even if your telephone number is currently listed on any Federal, State, or corporate Do-Not-Call (DNC) registry. Consent is strictly voluntary and is not a condition of purchasing any goods or services or obtaining credit or financing. Message and data rates may apply; message frequency varies. Reply STOP at any time to opt out of text messages or HELP for assistance.